About Us
Richard Subden Insurance Consultants Ltd and Harold Woolgar Insurance Services Ltd were established independently by Richard and Harold respectively, both of whom had previously worked for large and increasingly impersonal organisations within the insurance industry.

With offshore and warehouse call centres becoming a real point of upset for clients, both businesses were founded on the principles that the client is key, personal is preferable and excellent service is essential.

The continued success and growth of the businesses can be linked to these founding principles and has allowed our clients the confidence to recommend our services to other business contacts as well as their family and friends.
RICHARD SUBDEN
Richard has 35 years experience within financial services, with a national building society, two leading insurance companies and from 1985 when he became and Independent Financial Advisor by establishing Richard Subden Insurance consultants Ltd. Richard has the FSA recognised qualifications of FPC 1, 2, and 3 as well as CeMap.
ROGER SUBDEN
Roger’s background also runs to 35 years in financial services and includes time spent with a High Street Bank and 15 years with a leading agricultural finance company. He joined Richard in 1992 and is qualified to FPC 1, 2, and 3. In his spare time he is a committee member of Louth Athletic Club and still finds time to don his running shoes for those weekend runs!
MEL RHOADES
Mel entered the financial services industry in 1982 after a 15 year career in retail sales and management, quickly gaining recognition from leading insurance providers by being awarded certificates of competence in Life Assurance and Pension Planning. He holds the industry standard qualifications of Financial Planning Certificates – 1 Investor Protection, 2 Life Assurance and 3 Pensions. Mel enjoys historical novels, fine red wine and furthering his substantial understanding of all things technology.
JAMES SUBDEN
James joined the family business in 2007 having spent 6 years working as a mortgage broker, both on the high street, with a large bank and latterly within an estate agency practice. This gives him an excellent understanding of the home sales and purchasing transaction. He has subsequently taken additional examinations and is now qualified to FPC 1, 2, and 3, CeMap and Equity Release as well as foundation in General Insurance. James spends his weekends playing hockey for Sheffield Hallam and commiserating with other Sheffield United fans.
   NEWSLETTER